Your cross-border property investment partner
Non-resident mortgage solutions
— Our loans —
Finance solutions across three markets
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Japan mortgages - Newly Launched!
• Japan property loan for non-residents
• No local income, residency, or visa required
• LTV (Loan-to-Value) up to 65%, with track rate as low as 4.89627%*
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Australia mortgages
• Fast and flexible home loans for non-residents and expatriates
• Applications accepted from both salaried and self-employed individuals
• Exemption from specific interest rate premiums
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UK mortgages
• Buy-to-let mortgage loans
• Tracker and fixed rate options available
• Asset-based lending accepted
Why work with us?
A reliable partner
We work with leading financial institutions for stable funding, reliable service and professional client support. Transparent and compliant funding sources you can trust.
Flexible borrower types
We take a flexible approach to who can borrow. Individuals (salaried or self-employed), companies/SPVs, trusts and other holding structures (depending on the products).
Non-resident lending specialists
Multilingual team (English, Chinese and Japanese) with deep knowledge of banking and lending regulations across jurisdictions.
Transparent and efficient process
No hidden fees; approval and settlement typically completed in 2–4 weeks.
Get in touch
If you would like to learn more about our lending solutions, please fill in the form and we will get back to you shortly.
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Yes. We assess global income and assets and accept overseas documents. Final approval depends on underwriting.
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Common items include passport, proof of address, income and asset evidence, bank statements, property contract/valuation, and proof of source of funds. We’ll give you a tailored checklist.
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Conditional pre-approval is typically within 2 working days; formal approval usually 7–10 working days. Timing depends on valuation and legal review.
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Application, valuation and legal fees, plus country-specific taxes and stamp duty. We disclose all fees upfront.
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Yes — on selected products and situations, subject to asset type and borrower profile.
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Insufficient repayment capacity, property that doesn’t meet criteria, income that can’t be verified, or compliance issues.
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Prepare complete documents early, keep bank statements clear, choose a property that fits lending criteria, and contact our specialists for a pre-assessment.
Frequently asked questions FAQs
Can’t find the answer you are looking for?
— Our referral partners —
Grow with us —
serve your clients better
A stronger partnership means better options for your clients. Join our referral partner programme and work with our team across Japan, Australia and the UK.
✓ Case-by-case initial feasibility assessment
✓ Help organising application and property documents
✓ Regular progress updates for clients and partners
✓ Chinese, English and Japanese communication support
✓ Fee settlement arranged under the partnership agreement
This is for you if you are…
Property agents
Immigration advisers
Wealth advisers
Accounting and legal professionals
Other financial services professionals